Yeah, the compound interest info I got from that Consumersim class was assuming a savings account interest rate of about 3%. In the early 80's that was the interest rate so it looked pretty yummy on … (View Post)

Education is the key. We used to have a class called 'Consumerism' that I had to take in 7th grade. It was basically to teach people how to live and maybe even get ahead in our society. It taught me … (View Post)

Well I finally decided to add SCS to my mods. I'm using that along with Tweaks as my only mods. I created a custom party for a no-reload and that is progressing satisfactorily. I decided to play on t… (View Post)

The problem is complex, so is the solution. Guns are part of the problem, but I'm not sure that there is any possible way to remove guns from the equation in our country. Barring trying to disarm our… (View Post)

Here's the statics by race. I would argue that it has more to do with economic status than race. If you control for economic status than the race issue wouldn't be as stark. How can we combat that? I… (View Post)