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Another probably very easy question to answer: Can a Cleric/Mage have Mage HLAs before hitting Mage 18? I would guess he cannot as they are Lv9 spells
If that is the case: Isn't that multiclass quite underpowered if running around with a 6-man party? Hitting 6M XP will only be managed (if done) near the end of ToB, I would think.