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I would first like to state that I am very new to Baldur's Gate and DnD in general (still getting used to the basics of armor and such) and I have a few questions. I have noticed (this is probably true for DnD in general) that instagibbing is a problem. Right now my party is a Level 3 Sorcerer; Level 3 Khalid and Jaheira; Level 3 Imoen; Level 3 Rassad; and a level 3 Minsc. Now I realize this is not really high but instant death is pretty annoying. My Khalid has a armor rating (I forked over the money for a Plate Mail) of 0 and gets instagibbed by Bears and small packs of ranged units. This results in me "save scumming" and resting nonstop. It almost feels like I am making no progress at all.
I have gotten advice to use Ajantis in place of Khalid and when I rescue Dynahier to replace both Khalid and Jaheira and then replace Rassad with Yeslick. With my ending party of a Sorcerer, Paladin, Thief, 2h Warrior, Clerk, and Invoker.
My questions are; Do you think this is a good plan for a party that is balanced and can go to BG2? Is instant gibbing just a part of life or does anyone have any tips on combat?