So, I've been immensely interested in doing a Legacy of Bhaal run, after having loved mods such as Tactics, Ascension, Solaufein etc. BG 2.0 just arrived, so I rolled a really OP party and set out.
First thing I noticed, I couldn't afford armors. No biggie, I'll pick up some soon enough. I set out, run into a pack of three gibberlings. Main character dies, I reload, gibberlings die in 1 second. I check difficulty, and it's set to Insane now. Check all saves, all are set to Insane except one in Candlekeep. I reload, try again, die with another character, reload, and it's back to insane.
Now, if this really is a built-in Iron Man mode, that really should say when you select the difficulty. Also, it's an incredibly stupid way to design the game. The fun in having really challenging content is doing it a lot of times, adapting each time and finally beating it. Being sliced to bits in seconds by the Eclipse encounter, and after 100 tries you can solo it with a freshly made sorc, for example.
Having your entire run ruined because of one lucky enemy crit is just dumb.
I sincerely hope this is a bug. I can't find any information on it though, wondering if someone here could shed some light on the situation.